5 Myths About Social Security Disability in Durant, OK
When applying for social security disability in Durant, OK, it’s essential to separate fact from fiction. The process can be complicated, and there are numerous myths that can create confusion, frustration, and unnecessary delays. Many people who are unfamiliar with the system often make decisions based on incorrect information, which can hinder their chances of securing the benefits they need.
5 Common Myths About Social Security Disability Benefits
1. You Can’t Work While Receiving Benefits
A widespread myth about social security disability, is that you cannot work at all while receiving benefits. In reality, the Social Security Administration (SSA) allows individuals to work, but your earnings must stay below a specific limit known as Substantial Gainful Activity (SGA). If your income exceeds the SGA limit, your benefits may be affected. However, programs like the Trial Work Period (TWP) exist to allow beneficiaries to test their ability to work without immediately losing benefits.
2. Social Security Disability Is Only for Physical Disabilities
Many people believe that social security disability is only for those with physical conditions. However, the SSA also provides benefits for individuals with mental health conditions, such as depression, anxiety, bipolar disorder, PTSD, and other cognitive or psychological impairments. If a mental health condition severely impacts your ability to work, you may still qualify for benefits.
3. If You’re Denied, You Can’t Appeal
Some individuals assume that if their social security disability claim is denied, it’s the end of the road. This is not the case. While initial claims are often denied, you have the right to appeal the decision. Many applicants are approved during the appeals process, especially if they can provide additional evidence or work with an attorney who understands the complexities of disability law.
4. The Approval Process Takes Too Long
Another common myth is that the process to secure social security disability takes years. While the approval process can be lengthy, it doesn’t always take as long as people think. Depending on the complexity of your case and the SSA’s workload, it can take anywhere from a few months to over a year to receive a decision. Some claims, particularly those involving severe disabilities, can be expedited.
5. Disability Benefits Are Permanent
Many people mistakenly believe that once they’re approved for social security disability, they will receive benefits for life. While benefits can be long-term, they are not guaranteed for life. The SSA periodically reviews cases to determine if your condition has improved. If your condition improves to the point that you can return to work, your benefits may be reduced or stopped. Regular medical updates are critical to maintaining your eligibility.
Secure Your Social Security Disability Benefits With Professional Help
Understanding the facts about social security disability is crucial to ensuring a smooth application process and successful outcome. If you need help with applying for benefits or have been denied, Polly Murphy PC is here to assist you. Polly Murphy is a dedicated attorney who wants to secure the benefits you deserve. She will help you with:
- Navigate the application process, ensuring all necessary documentation is in place.
- If your claim is denied, she will support you through the appeals process to maximize your chances of approval.
- Polly Murphy is committed to providing personalized legal services tailored to your specific needs.
Contact Polly Murphy PC today to schedule a consultation. Let us help you secure the social security disability benefits you need in Durant, OK.